1. Introduction

Welcome to BBF Group (“Company,” “we,” “our,” or “us”). These Terms & Conditions govern your use of our website and services. By accessing our website or engaging with our services, you agree to comply with these terms. If you do not agree, please do not use our services.

2. Services

We provide financial consultation services, including but not limited to debt consolidation, loan advisory, and investment guidance. Our services are subject to the applicable laws and regulations of Malaysia.

3. Eligibility

Our services are available to individuals aged 18 and above. By using our services, you confirm that you meet the eligibility criteria.

4. No Financial or Legal Guarantee

Our consultation services are for informational purposes only and do not constitute financial, legal, or tax advice. Clients should seek independent professional advice before making any financial decisions.

5. Payment & Refund Policy

Payments for our services must be made in accordance with our pricing structure. Refund requests will be reviewed on a case-by-case basis and are not guaranteed.

6. Limitation of Liability

We shall not be liable for any losses or damages arising from reliance on our services. Users are responsible for their financial decisions.

7. Amendments

We reserve the right to update these terms at any time. Continued use of our services indicates acceptance of any modifications.

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